Every lot now gets its expiry when it is created (docs/prd-point-coin.md
F12, PC-502), where it used to never expire until note N4 was settled:
- EARN and an ADJUSTMENT that adds: ComputeExpiry of the organization's
settings for that currency, from the moment received.
- EXCHANGE_IN: the sooner of the EnakCoin lot's expiry and when EnakPoint
received now expire (F4).
- PAYMENT_REFUND: the expiry of the lot the EnakPoint came from, but at
least seven days from the refund (N4, decided). A lot that never expired
stays so.
- TRANSFER_IN: unchanged, exactly the sender's expiry.
Turning expiry on for a currency for the first time dates every lot of the
organization that still holds something and has no expiry, MIGRATION lots
included, in the same transaction as the setting: a full period from now
when ROLLING, the second fixed date on or after today when FIXED_DATE, so
no customer loses a balance soon after the rule is announced (N4,
decided). Turning it off leaves dated lots as they are. PUT
/marketing/loyalty-settings reports these as expiry_activations (currency,
lots, amount, expires_at); a dry run counts them without dating anything.
The earning processor now also reads the organization settings, and the
wallet admin processor takes the settings reader.
Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
Adds GET /customer/wallet/exchange/preview?coins= and
POST /customer/wallet/exchange (docs/prd-point-coin.md F4, K3, PC-401).
The customer exchanges a multiple of the organization's coin_amount and
gets (coins / coin_amount) x point_amount EnakPoint, approved by their PIN
(K8). A malformed amount is refused before the PIN is checked, so it costs
no attempt. In one transaction the wallet is locked, EXCHANGE_OUT takes the
EnakCoin in K9 order and EXCHANGE_IN adds the EnakPoint; the two rows share
a group, point at each other and both freeze the rate in their metadata.
The EnakPoint are split over the EnakCoin lots they came from, each part
keeping its lot's expiry and pointing back at it, so exchanging cannot
extend a balance's life. The split takes floor(coins so far x rate) per
lot, which adds up exactly because the total is a multiple of coin_amount.
EnakPoint have no validity of their own until the expiry model is decided
(N4), so the EnakCoin lot is for now the only bound.
The Idempotency-Key header (or X-Idempotency-Key) is required. A retry
with the same key is recognised under the wallet lock and replayed with
the ids and rate the first attempt froze, even if the rate has changed
since; the same key for another amount is refused.
Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
efrilm
